About us
Funeral Trust Advisors
We put funeral expense trusts and estate trusts in front of the agents, advisors, and institutions who can use them. Here is who we are and where the work came from.
What we do
A distributor, not a carrier
Elder Life Group has distributed the funeral trust nationally for over 20 years, and the reason is simple: Medicaid and long-term care are what take a family’s savings. We work with insurance professionals, financial advisors, and financial institutions to protect seniors from the high cost of aging.
Funeral Trust Advisors is the agent side of that work. Agents use a funeral expense trust or an estate trust to solve a problem their client already has: money set aside for a funeral, sitting in an account that a nursing home or a Medicaid spend down will reach before the funeral ever happens.
A good part of what we know about that problem comes from Medicaid planning. We sit with Wisconsin families facing long-term care, and the trust was built to answer what we kept seeing in those files.
Our history
Formerly Delco Estate Planning Services
Today we are one of the nation’s largest distributors of funeral expense trusts, with national distribution for National Guardian Life Insurance Company and Unity Financial Life Insurance Company.
Agents rely on what those years taught us: how families who never planned end up spending final expense money on nursing home care, and how families who did plan protect their assets while navigating government benefits, including Medicaid. It is what shapes how we teach and mentor insurance agents and financial advisors.
Where we are
Janesville, Wisconsin
101 S. Main Street, Suite 200, Janesville, WI 53545. Phone 877-336-7782.
We work with agents across the country. Carrier availability and licensing vary by state, so we confirm where a case can be written before it is submitted.
Ready to see it?
Sit in on a webinar, or get contracted and start with the clients you already have.